Last Updated: 2nd January 2024

1. Introduction

Welcome to (“we,” “us,” “our”). We provide valuable information through our articles, blogs, and user-generated content. By accessing our website, you agree to these Terms of Use, our Privacy Policy, and all applicable laws and regulations.

2. User Account and Registration

To access certain features of our website, you may need to register and create an account. When you register, you will provide personal information such as your name, email address, and phone number. This information will be used to create your account, send newsletters, and improve your user experience. We employ encryption and two-factor authentication (2FA) to ensure the security of your personal information.

3. User-Generated Content

Users may post content on our website. By submitting content, you grant us a transfer of intellectual property rights to use, reproduce, modify, and display the content on our site. All content must adhere to our moderation policy and not infringe on any third-party rights or contain prohibited materials. We reserve the right to remove any content at our discretion.

4. Privacy Policy

We are committed to protecting your privacy. Our Privacy Policy, which forms part of these Terms, explains how we collect, use, and protect your personal information. We comply with the General Data Protection Regulation (GDPR), Personal Data Protection Act (PDPA), and other relevant data protection laws.

5. Prohibited Activities

Users are prohibited from using our website to post or transmit content that is illegal, threatening, defamatory, infringing on intellectual property rights, or harmful to others. Users are also prohibited from engaging in any activity that compromises the security of the website.

6. Intellectual Property

The content on our website, excluding user-generated content, is owned by us or our licensors and is protected by intellectual property laws. The user-generated content is owned by you or the respective contributors, but upon submission, you agree to transfer all intellectual property rights associated with such content to us.

7. Disclaimer and Limitation of Liability

We strive to ensure that all content on our website is accurate and up-to-date. However, we do not guarantee the completeness or accuracy of the information. We are not liable for any errors or omissions or for any damages resulting from the use of the information.

8. Governing Law and Jurisdiction

These Terms of Use are governed by the laws of the jurisdiction in which our company is registered. Any disputes related to these terms will be subject to the exclusive jurisdiction of the courts in that area.

9. Changes to Terms of Use

We reserve the right to change these terms at any time. We will notify users of any changes by updating the “Last Updated” date of these terms. Your continued use of the website after changes are made constitutes your acceptance of the new terms.

10. Contact Information

If you have any questions or concerns about these terms or the website, please contact us at our